The stranger’s name was Alden Cho, and he held his folder against his chest like a shield. “Ms. Hayes, I am a licensed notary,” he said slowly. “Mr. Hayes hired me to witness your signature today. He told me you were eager to sell and had already agreed.” My brother stood so fast his chair fell backward, shouting that Mr. Cho had misunderstood.

Before anyone could speak again, two sharp knocks shook the front door. Through the glass, I saw a woman in a gray blazer holding up a badge. Kristen’s face drained of color, and she whispered, “Derek, you promised nobody would call the police.” The woman’s voice carried through the wood, calm and firm. “Derek Hayes, this is Detective Rao. We need to talk about a forged signature and an attempted bank fraud.” My brother’s hands began to shake.