Diane opened the folder and slid out the first page. “Mrs. Monroe, the loan listed here was opened in your name four years ago. It is for nearly two million dollars, and your signature is on every page.” My ears rang. I had never signed anything like that. Gavin’s mouth moved, but no sound came out, and the woman beside him backed away from the booth with both hands over her stomach.

Nolan rose from his seat and stood quietly beside me. “I have been watching him for months,” he said. “Rachel, he did not only betray you. He used you.” Diane nodded once to the officers. One of them took Gavin’s arm, and the little black box slid off the table and hit the floor, the ring rolling across the marble like a coin that had finally run out of luck.