Mrs. Delaney, the venue manager, answered on the second ring. I told her that I was canceling every contract in the binder, effective immediately. She went quiet and asked me to hold. When she came back, her voice had changed. “Mrs. Prescott, before you do that, there is something you need to know. Someone called us twice this month pretending to be you.”

She explained that the caller wanted every refund wired to a new account, and a signed change form had followed by email. The signature was close to mine, but the letters leaned the wrong way. Mrs. Delaney hesitated, then read the account name aloud. It was not mine, and it was not Tyler’s. I pulled the bank statements from my handbag, and my stomach dropped, because the name matched the card that paid for the spa.